It’s no secret that more and more people — especially seniors on fixed incomes — are sinking deeper into credit card debt. Why is this? I don’t think it’s because we’ve had so many emergencies (the common reason to have credit cards, right?). It’s because we don’t want to feel poor.

At this point, I should define “feeling poor.” It’s not easy, but it’s real. And I’ll bet you’ve felt it from time to time, no matter your season of life.


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