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After years of scrimping and saving, investing wisely and working diligently your reward could be the luxury of an early retirement — and a big drop in your IQ, researchers say.

After years of scrimping and saving, investing wisely and working diligently your reward could be the luxury of an early retirement — and a big drop in your IQ.

New research conducted by faculty at Binghamton University, State University of New York, finds that early retirement can accelerate cognitive decline among the elderly. The study found that access to retirement plans can play a significant role in reduced mental performance for older people, with the damage showing up about four years into retirement, when the study subjects exhibited a decline in general intelligence by 1.7%.


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